Medicare Annual Wellness Visit: The Free Checkup Most Seniors Skip
Over 60% of Medicare beneficiaries never use their Annual Wellness Visit — a benefit that costs nothing and could save your life.
Every year that you’re enrolled in Medicare Part B, you’re entitled to a 100% free Annual Wellness Visit (AWV). No copay. No deductible. Nothing. Yet studies show that fewer than 40% of eligible seniors actually use this benefit each year.
The most common reason? Confusion. Many seniors think they’ve had their wellness visit when they had a regular checkup — but these are completely different services, billed under different codes, with very different coverage rules.
Annual Wellness Visit vs. Regular Physical: What’s the Difference?
| Feature | Annual Wellness Visit | Regular Physical |
|---|---|---|
| Medicare coverage | 100% free | 20% coinsurance after deductible |
| Focus | Prevention & planning | Current symptoms & conditions |
| Cognitive screening | ✓ Included | Not required |
| Prevention plan created | ✓ Yes | Not required |
| Fall risk assessment | ✓ Yes | Not required |
What Happens at a Medicare Annual Wellness Visit
During your AWV, your doctor or nurse practitioner will:
- Review your complete medical and family history
- Update your list of current medications and supplements
- Screen for cognitive impairment (early Alzheimer’s/dementia detection)
- Assess your risk for depression and mental health issues
- Perform a fall risk assessment and functional ability review
- Check your blood pressure, height, weight, and BMI
- Create a personalized prevention plan for the next 5–10 years
- Provide referrals for all applicable free Medicare screenings
How to Book Your Annual Wellness Visit
Call your primary care doctor’s office and say these exact words:
“I’d like to schedule my Medicare Annual Wellness Visit.”
Do NOT say “annual physical” or “yearly checkup” — those phrases will be billed as a regular office visit, and you may owe money. The specific phrase “Annual Wellness Visit” triggers the correct billing code (HCPCS G0438 for first-time, G0439 for subsequent visits) that makes it free.
Free Screenings You Can Request at the Same Visit
Use your AWV to get referrals for these 100% free Medicare preventive services:
- Cardiovascular disease risk blood test
- Diabetes screening (if at risk)
- Colorectal cancer screening (colonoscopy or Cologuard)
- Lung cancer CT scan (if you’re a current/former heavy smoker)
- Depression screening
- Alcohol misuse counseling
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