Here’s something most doctors won’t tell you at your appointment: Original Medicare (Parts A & B) does not cover routine dental cleanings, eyeglasses, or hearing aids. Not even partially. You pay 100% out of pocket.

The average senior spends $1,200/year on dental work, $400+ on eyeglasses, and hearing aids can cost $2,000–$7,000 per pair. For many seniors on fixed incomes, this is simply unaffordable.

But here’s what millions of seniors have discovered: Medicare Advantage (Part C) plans — private plans that replace Original Medicare — almost universally include dental, vision, and hearing benefits at no extra cost. And in many cases, the plans themselves are $0 per month.

What Dental Coverage Looks Like

Most Medicare Advantage dental benefits include:

• 2 free cleanings per year
• X-rays and oral exams at no cost
• Annual dental allowance of $1,000–$2,500 for fillings, extractions, crowns
• Some plans include dentures and implant coverage

What Vision Coverage Looks Like

Vision benefits typically include:

• Annual eye exam with no copay
• $150–$300 allowance toward eyeglasses or contact lenses
• Some plans include discounts at LensCrafters, Walmart Vision, Costco, and more

What Hearing Coverage Looks Like

This is where the biggest savings are. Hearing aids without insurance regularly cost $2,000–$7,000 per pair. Medicare Advantage plans frequently offer:

• Annual hearing exam at no cost
• $500–$2,000 per ear toward hearing aids
• Some plans partner with brands like Phonak, Starkey, or Widex for deeply discounted devices

How to Switch and Get These Benefits